Country: Thailand
Year: 2003 2C2P logo

  • Payments gateway: 2C2P provides online payment gateway solutions for businesses and merchants to process e-payments, and to also receive offline payments.
  • Enterprise solutions: 2C2P also offers payment acceptance software, internet and mobile banking platforms to banks and financial institutions.
  • Markets: 2C2P operates in Thailand, Singapore, Myanm
    ar, Indonesia, Malaysia, Hong Kong and Philippines.
  • Key figures: 2C2P handles 78,000 transactions daily and has processed more than $800 million worth of transactions since 2003.


  1. Payments gateway
    • Card payments: 2C2P processes card payments from all major card organizations, allowing merchants to receive and pay online.
    • Alternative payments (1-2-3): Enables online merchants to accept offline payments from unbanked customers.  1-2-3 is the name of the service that allows customers to make payments at designated payment points for their online purchases.
    • Pricing: 3.75% to 4.20% depending on card, 3.50% for 1-2-3 payments
    • Merchants: Nok Air, Lao Air,
  2. Enterprise solutions
    • MPI and ACS: Both software support 3D-secure card verifications to prevent credit card fraud.
    • Platforms: 2C2P provides internet banking and mobile banking platforms as a product for banks.  2C2P also offers financial institutions an out-of-the-box payment gateway constructor as a solution.
    • Banks: UOB, Kasikornbank, Thanachart Bank.

Consumer benefits

  • Established payments provider: Merchants and businesses can access an established and secure e-payments gateway to do e-commerce.  2C2P also provides customer insights by analysing customers’ payment behaviour.
  • Access to unbanked customers: Merchants can access unbanked customers without the need for email receipts and back office processing and reconciliation.

How to use it

  • To sign up for the service, a merchant has to get in touch with 2C2P via the website, or via a call.  2C2P will require identification and bank verification documents, in addition to merchant agreement documents.
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